As I was writing out a multitude of checks this morning to pay my loans and car payment for the month, I came to a pretty awesome conclusion.  I do not give myself enough credit (for having good credit!). 
During my senior year of college, I was pretty frickin' poor.  This is due in part to the fact that I could not work as many hours as I had in previous semesters due to the heavy course load in the fall and then student teaching in the spring.  And this is on top of the fact that, while a bargain-hunter, I am also very aware that I am a pretty frivolous spender.  
Then I did the whole teaching at the charter school thing, which became teaching and working at the lodge, which just became working at the lodge.  And even though I only had one job, I was still doing pretty well for myself. I was able to pay all my loans, and I was able to afford an apartment.  After a look at my finances later, I found that I was also capable of purchasing a new car.  When I went about purchasing that car, I found out my credit score for the first time ever, and I must say, I'm pretty pleased with myself for that one.  For being a chick fresh out of college with a shit ton of loans and the like, never having a credit card, etc, I did pretty well for myself.  And I'm still doing pretty well for myself. 
Now I'm working at the lodge on the weekends, and subbing during the week.  I thought I would come out about even to where I was at before, but I may be making a little less money now.  Here's the part where we'll see if I do get that pat on the back.  I'm going to need to reign in the frivolous spending a bit in order to keep myself in line.  This means cutting back on the going out and the buying of clothes whenever I feel like it kinda things.  I'll keep you posted as to whether I can handle it.  I'm almost positive I can.
Thursday, December 11, 2008
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